Some people in the workers’ compensation world take a slightly more skeptical view of claims that are reported on a Monday. Obviously, the thought goes that the worker may have injured him or herself over the weekend and tried to pass it off as a work injury. Is that skepticism really justified? A recent study from the National Council on Compensation Insurance (“NCCI”) suggests that it is. A link to the NCCI website can be found here.
The study showed that overall, 18.1% of workers’ compensation claims were reported on Mondays, a slightly higher number than any other day of the week. What I found interesting in the study was the fact that there were a disproportionately high number of strain injuries reported on Mondays.
The NCCI study also tried to determine whether the Affordable Care Act (“ACA”) had any effect on the frequency of Monday claims. NCCI hypothesized that claims for injuries that were sustained over the weekend might decrease, because newly insured workers might now be able to obtain treatment under their private health insurance. The NCCI study found no effect on claim frequency that could reasonably be attributed to the implementation of the ACA.
So, when that Monday strain injury comes across your desk the next time, perhaps you may want to take a slightly closer look at the circumstances. If you would like to read more, I attached a copy of the NCCI research brief.